Claims
How Your Claims History Follows You Between Insurers
Switching carriers does not reset your record. A shared database makes sure of it.
Section
Claims
3 articles in this section.
Claims
The Garaging Address Mistake That Can Void a Claim
Where the car sleeps is a rating variable. Getting it wrong is called rate evasion.
Claims
How At-Fault Determination Actually Works
The police report is evidence, not a verdict. Adjusters decide fault, and they use different rules.